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Either kind of travel card can get you closer to your next trip, be it a dream vacation or just a quick jaunt see friends and family.Pros The Chase Sapphire Preferred® Card provides outstanding value and flexibility for a reasonable annual fee.

You’re not restricted to one airline or hotel, as is the case with co-branded cards, and unlike with many cards, there’s no minimum amount required to redeem.

And while the annual fee isn’t astronomical, it’s not worth paying if you don’t regularly spend on travel and restaurants.

Pros Earn an unlimited 2 miles per dollar spent on everything, and (through January 2020) a whopping 10 miles per dollar at Hotels.com/venture.

The rate is the same as that paid out by multiple cards for people with good or excellent credit.

(Those cards usually have no annual fee, however.) There are no foreign transaction fees, and Capital One may bump your credit limit up if you make your first five monthly payments on time.

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